EFT Debt Discharging, Title 42 Actions and Affidavit Preparation were a few of the things we learned from Fred and Nina Gutierrez at their Seminar in Utah. Now, those 3 days of instruction are available on video. In this article the 3 days of instruction by Fred and Nina are described, in 6 sections. People need to know this intel. Fred’s documents are available in a separate CD and that contact information is listed in the article.













