Did you go to SetOffDebt.com yet? If you can pull together 50 or more people then Fred and Nina Gutierrez are willing to come to your town and share their EFT intel. CD’s with Fred’s documents and a video are available for a $50 donation and a 3-Day Fred and Nina Video set are available for $150. EFT’s are working. Some Bank of America banks won’t take cash any more for payment on mortgages, but they will accept a EFT..













